When you work for yourself, a mortgage comes down to showing your income clearly. A complete, organized file is the smoothest path forward. Use this checklist to gather what lenders typically want to see, then bring it to us and we will help you put your strongest file together.
A self-employed file lives on clear income documentation. If full documentation is not available, alternative-lending options may be one path to review. Bring us what you have and we will map the strongest approach for your situation.
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Self-employed and thinking about a purchase, refinance, or renewal? Start gathering the items above, then bring us your file and we will help you fill the gaps. A licensed member of our team will follow up.
Information here is general and educational. It is not financial, legal, or lending advice, and it is not an offer of financing. This is a general guide; required documents vary by lender, application, and province, and your lender may ask for more. Alternative-lending options are framed here as paths that may be available to review, not recommendations or guarantees. Any figures are illustrative only. All financing is subject to lender review, property review, and supporting documentation. Submission of a form does not guarantee approval or financing.
