Builder and Developer Financing: Document Checklist
A complete, organized file is the fastest way to move a development deal forward. Use this checklist to gather what lenders typically want to see before you apply.
Corporate documents, if applying through a company
Track record of past projects
The Project
Plans and drawings
Detailed construction budget
Draw schedule
Pro forma (build-and-sell math: costs vs value)
Project timeline
The Site and Approvals
Purchase agreement or proof of ownership
Zoning and permitted use
Permits and approvals, or current status
Servicing details
Appraisal, if available
The Money and the Team
Proof of equity or down payment
Source of funds
Builder or general contractor details
Construction contract (fixed-price, or cost-plus: costs plus a fee)
Exit plan (sale or take-out financing)
A complete, organized file is what makes a project fundable. Missing or disorganized information is the most common reason a development deal slows down. Bring what you have, and we will tell you what is still needed.
Get the one-pager (PDF)Open the full library in one quick step. We email you a secure link to confirm it is you, no password needed.
Got a project in mind? Start gathering the items above, then bring us your file and we will help you fill the gaps. A licensed member of our team will follow up.
Information here is general and educational. It is not financial, legal, or lending advice, and it is not an offer of financing. This is a general guide; required documents vary by lender, project, and province, and your lender may ask for more. All financing is subject to lender and project review and supporting documentation. Submission of a form does not guarantee approval or financing.
